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About InsureandGo

InsureandGo has been a go-to provider for Australian travellers since 2000, offering a range of policies that balance high-level protection with affordability. Backed by the global strength of Europ Assistance, they provide a 24/7 emergency medical assistance network with access to over 750,000 providers in more than 200 countries. Their commitment to accessibility is highlighted by their "no upper age limit" policy on many plans, ensuring that adventurers of all ages can explore the world securely.

The brand offers a highly customisable approach to travel insurance, with tiered levels of cover—Bare Essentials, Silver, and Gold—allowing you to choose exactly what fits your trip type and budget. From pregnancy coverage and winter sports add-ons to rental car excess waivers and extensive pre-existing medical condition assessments, InsureandGo ensures you aren't paying for cover you don't need while guaranteeing you have protection where it counts. Using an InsureandGo discount code helps you secure this essential safety net for a fraction of the standard premium.

InsureandGo Saving Tips

  • Bundle for Couples and Families: Purchasing plans as a couple or family is often a more cost-effective way to get coverage compared to buying individual policies. Plus, many policies allow children to be added to family plans for free.
  • Sign Up for Exclusive Offers: Check the InsureandGo website or their social media channels regularly; they frequently release promotional codes (such as "OFFER10" or partner-specific codes) that can provide significant percentage discounts on your total premium.
  • Choose the Right Cover Tier: Don't pay for the most expensive "Gold" plan if your trip is short or low-risk. Compare the "Bare Essentials" and "Silver" tiers to see if they meet your specific requirements, as this can save you a significant amount on your policy cost.
  • Declare Pre-existing Conditions Early: Ensure you complete the medical assessment online correctly. Getting your coverage right the first time avoids potential claim disputes later, which is the most "expensive" mistake you can make with travel insurance.
  • Book During Promotional Periods: Look out for seasonal sales or travel expo periods, as travel insurers often run site-wide discounts during these times to encourage forward planning.

How to use an InsureandGo discount code

  1. Copy your chosen InsureandGo promo code from Trolley Saver to your clipboard.
  2. Visit insureandgo.com.au and select your trip type (Single-Trip, Annual Multi-Trip, etc.).
  3. Enter your destination, dates, and traveller details to get a quote.
  4. Review the plan options and select the level of cover that best suits your needs.
  5. On the payment or review summary page, look for the field labeled "Promo code" or "Discount code".
  6. Paste your copied code into the field and click "Apply" to see your premium reduced before finalising your purchase.

InsureandGo FAQ

Is there an age limit for InsureandGo policies?

InsureandGo is known for its flexibility, with no upper age limit on many of their travel insurance policies. This makes them a popular choice for seniors who want to continue travelling well into their golden years.

Are pre-existing medical conditions covered?

Yes, InsureandGo considers many pre-existing medical conditions. You will need to complete a medical assessment during the quote process to see if your specific condition can be covered and what the associated terms might be.

Can I buy insurance if I’m already overseas?

Generally, no. You must be in Australia at the time of purchasing your policy to be eligible for cover. It is best to purchase your insurance as soon as you book your trip to ensure you are protected against cancellation costs.

What does "Bare Essentials" cover?

The Bare Essentials plan is designed for budget-conscious travellers. It typically includes the most critical components like overseas medical expenses, personal liability, and trip cancellation, but with lower benefit limits and fewer "extra" features compared to Silver or Gold plans.

You may also be interested in promo codes from other insurance or travel service providers like Cover-More, Fast Cover, and Booking.com.