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About Fast Cover

Fast Cover is an Australian travel insurance provider founded in 2010, offering three tiers of cover — Basic (Medical Only), Standard Saver and Comprehensive — for domestic, international, cruise, snow and adventure travel. Policies are underwritten by certain underwriters at Lloyd's, with 24-hour emergency assistance included.

How to Use a Fast Cover Discount Code

1. Get a quote at fastcover.com.au — enter your destination, dates, age and trip details.
2. Choose your cover level (Basic, Standard Saver or Comprehensive) and complete the traveller and trip detail sections, including any pre-existing conditions and planned activities.
3. On the final Payment page, look for the "Have a Promo Code?" link underneath your quote summary — click it to reveal the promo code box.
4. Enter your Trolley Saver Fast Cover code and click Apply — check your total updates before completing payment, since most codes can't be combined with other discounts, referral bonuses or sale pricing.
5. If you're travelling with someone else on the same itinerary, check Duo Cover before applying a standalone code — it saves 10% automatically when both travellers share at least 75% of the same trip.
6. If you already hold a Fast Cover policy, call 1300 409 322 to ask about the 5% returning-customer loyalty discount — it isn't available online and can't be combined with a promo code, but it's worth comparing against one.
7. If you travel more than twice a year, get a quote for an annual multi-trip policy instead of separate single-trip policies each time — it can save up to 35% over the year.

Fast Cover Savings Tips

- Time bigger purchases around Black Friday, Cyber Monday or EOFY, when Fast Cover typically runs tiered sitewide discounts — historically up to $50 off policies over $600, scaling down to $5 off smaller policies.
- Check Duo Cover before hunting for a percentage-off code if you're travelling with someone on a shared itinerary — the automatic 10% saving is hard to beat with a standalone code.
- If you're a returning customer, call to ask about the 5% loyalty discount rather than assuming it only applies online.
- Frequent travellers should compare an annual multi-trip policy against buying single-trip cover each time — it can save up to 35% across a year with 2+ trips.
- Students heading overseas for study, an exchange or an internship should select Student Travel Insurance at quote stage for purpose-built, better-value rates.
- Remember Fast Cover's 25-day cooling-off period — you can cancel for a full refund within 25 days of purchase, provided you haven't started travel, made a claim, or used the policy for a visa application.

Fast Cover FAQ

Where do I enter my Fast Cover discount code?
On the final Payment page, click "Have a Promo Code?" underneath your quote summary to reveal the code box, then apply it before completing payment.

Can I combine a promo code with other Fast Cover discounts?
Generally no — most codes can't be stacked with other discounts, referral bonuses, or the returning-customer loyalty discount, so compare which saves you the most before checking out.

Does Fast Cover have a loyalty or referral program?
There's a 5% loyalty discount for returning customers (phone-only, call 1300 409 322) and a referral program giving $5 off for a new customer and a $5 refund to whoever referred them.

Can I get a refund if I change my mind?
Yes — Fast Cover offers a 25-day money-back guarantee, provided you haven't started your trip, made a claim, or used the policy to support a visa application.

Is there a discount for travelling as a pair?
Yes — Duo Cover saves 10% compared to buying two separate single policies, as long as both travellers share at least 75% of the same itinerary.

 

Also see promo codes for these stores: Cover-More and AllClear Travel Insurance