AllClear Travel Insurance Promo Codes and Coupon Codes Australia

The information on this page is general in nature and does not constitute financial or insurance advice. Always read the Product Disclosure Statement (PDS) before purchasing any travel insurance policy to ensure it suits your needs.

AllClear Insurance is a specialist travel insurance provider known for offering cover to travellers with pre-existing medical conditions, something many standard insurers exclude or limit. The brand is designed to give peace of mind to travellers who may otherwise struggle to find suitable travel insurance.

AllClear provides a range of travel insurance policies suitable for domestic and international travel. Coverage options can include overseas medical expenses, emergency assistance, trip cancellation, lost or delayed luggage and travel delays. What sets AllClear apart is its focus on medical screening, allowing travellers to declare their health conditions upfront and receive tailored cover based on their individual circumstances.

The medical screening process is completed online or over the phone and helps ensure transparency. This approach allows travellers to understand exactly what is covered before they travel, reducing the risk of unexpected claim issues later. For many customers, this makes AllClear a reliable choice for travelling with confidence.

AllClear Insurance is particularly popular with older travellers, frequent travellers and those managing ongoing health conditions. Policies are designed to be flexible, with options for single trips or annual multi-trip cover depending on travel habits.

Customer support and emergency assistance are also key features of the AllClear offering. Policyholders have access to 24/7 emergency support while travelling, which is especially important for those with medical needs abroad. This focus on assistance adds reassurance for both travellers and their families.

AllClear operates in Australia as a specialist travel insurance provider, offering policies to Australian residents and citizens through their Australian website. As with all travel insurance sold in Australia, AllClear's Australian policies are governed by Australian financial services regulations. Australian travellers should note that standard travel insurance typically operates as a secondary payer to Medicare and private health insurance for medical expenses incurred within Australia — AllClear's policies are most valuable for overseas medical coverage, which is where pre-existing condition cover becomes critical.

How to use an AllClear promo code

AllClear promo codes work differently from standard retail discount codes — they're applied during the quote and purchase process rather than at a shopping cart checkout.

1. Copy your AllClear promo code from above.
2. Head to allcleartravel.com.au and start a quote by entering your travel destination, dates, and traveller details.
3. Complete the medical screening questionnaire — this is where AllClear's pre-existing condition cover is assessed and priced for your specific circumstances.
4. On the policy selection or payment page, look for the "Promo Code" or "Discount Code" field.
5. Paste your code and click Apply before completing your purchase.
6. Review your policy summary and PDS carefully before confirming — make sure all declared conditions are correctly listed on your policy documentation.

How to save on AllClear travel insurance

• Promo codes — AllClear periodically offers promotional discount codes, particularly around peak travel booking periods (January–February for Easter travel, October–November for Christmas travel). Check this page before purchasing.
• Annual multi-trip policies — if you travel more than twice a year, AllClear's annual multi-trip policy typically works out significantly cheaper than buying two or more single-trip policies. Worth comparing both options during the quote process.
• Email sign-up — subscribing to AllClear's email list sometimes delivers exclusive promotional offers not available publicly.
• Compare early — travel insurance prices can vary based on how far in advance you purchase. Buying early locks in your cover and sometimes attracts better rates.
• Declare everything accurately — while not strictly a "saving" tip, accurately declaring all pre-existing conditions upfront with AllClear avoids the risk of claim denial later. An invalidated claim on a cheaper undeclared policy costs far more than the premium saving.

AllClear Travel Insurance FAQ

Is AllClear travel insurance available in Australia?

Yes — AllClear offers travel insurance to Australian residents through their dedicated Australian website. Their specialist focus on pre-existing medical conditions makes them one of the more accessible options for Australian travellers who have been declined or quoted prohibitively by mainstream insurers.

What pre-existing conditions does AllClear cover?

AllClear's medical screening process is designed to assess a wide range of pre-existing conditions, including heart conditions, diabetes, cancer (including those in remission), respiratory conditions, and musculoskeletal conditions. Coverage and pricing are determined through their online or phone-based medical screening questionnaire, which evaluates each individual's circumstances. Always complete the screening process fully and accurately to ensure your cover is valid.

How does AllClear compare to Cover-More or Allianz for pre-existing conditions?

AllClear's specific focus on pre-existing condition cover is its key differentiator — where mainstream insurers like Cover-More and Allianz offer pre-existing condition cover as an add-on or with significant exclusions, AllClear specialises in it. This typically means AllClear can cover conditions that other providers exclude entirely, though this specialist cover is usually reflected in a higher premium. For travellers with complex or multiple health conditions, AllClear is often worth comparing against mainstream providers even if the base price is higher.

Is AllClear suitable for older Australian travellers?

Yes — AllClear is particularly popular with older Australian travellers, who are more likely to have pre-existing medical conditions that mainstream travel insurers exclude or charge prohibitively for. Their medical screening process is designed to provide honest, transparent pricing based on actual health circumstances rather than blanket age-based exclusions.

What is the difference between AllClear's single-trip and annual multi-trip policies?

A single-trip policy covers one specific journey from departure to return. An annual multi-trip policy covers unlimited trips within a 12-month period, subject to a maximum trip duration per journey. For Australians who travel more than twice a year — including frequent domestic travellers and those who visit family overseas regularly — the annual multi-trip policy typically offers better value.

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